Here's an offer for you!

The Mrs., got an offer for a Gold MasterCard from Bank of Delaware in the mail today.

All she has to do is pay $89.00 "start-up fee" along with a $25.00 "application fee" and a $10.00 "administration fee" for which they will send her in return a Gold MasterCard with an incredible beginning credit limit of $75.00.

Let's see ... pay an out of state bank $124.00 and they will extend you "credit" in the amount of $75.00 ... sounds like a no brainer to me ... where does she sign up?!

(What is really sad, is that some people actually go for such a "deal")