The
Urban Institute has an interactive map that shows how many Americans
are in debt county-by-county. But not just "in debt," because that would
be almost all of us. This shows
the percentage of people whose debts have gone to collections.
Debt
in collections includes past-due credit lines that have been closed and
charged-off on their books as well as unpaid bills reported to the
credit bureaus that the creditor is attempting to collect. For example,
credit card accounts enter collections status once they are 180 days
past due.
At
the site,
you can click on counties to get a breakdown of the percentage of
people in collections, how much they owe, and what percentage owes
medical debt.
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