Tough and Easy Times

Is the U.S. facing rougher times ahead?

Lousy news about jobs and home prices has put the country in a "Jack Nicholson Economy." 

Reason for optimism 

Also: 

• Job seekers giving up
• Auto sales cool down
• Wal-Mart's comeback plan

Easiest time ever to make millions

Look for more self-made millionaires in the next five years than at any time in U.S. history, an author says.  

Advice 

Also: 

• Steps to be a millionaire
• Keys to a richer retirement
• World's top billionaires