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Tuesday, July 10, 2012

Indian street youth develop model banking system

A group of youngsters in a shelter for homeless children in New Delhi have a few lessons for the world's international bankers. They have invented a financial system of their own to save for a brighter future.
­In a shelter for homeless runaway teens in New Delhi, a tiny, self-starting democracy has sprung up. The residents have created an unlikely society where everything from healthcare to banking has been initiated, implemented and executed by the kids themselves.


“There are children who have a job and they deposit their money in our bank and even the children who go to school save their money,” explained bank manager Satish Kumar. Satish Kumar’s peers elected him to be bank manager of this branch of the children’s development 'khazana' (Indian for 'treasure') that serves around 9,000 street children across South Asia and has 77 branches in the region.

Many of the runaway teens now have a place to safely keep their money, save for the future and take out development or welfare advances to invest in starting businesses or buying books for school.

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